Life insurance policies are legal contracts which are meant to protect others after a person has passed away. These policies not only serve as a means of support for the deceased’s dependents, they often provide much needed money to cover funeral costs, taxes, debts and other financial obligations of the decedent. While most of us make sure that we have life insurance coverage in place and pay our premiums on time, insurance companies do not always live up to their end of the bargain. When a death occurs, life insurance companies often unfairly deny claims which can be make the death of a loved one an even more painful and difficult experience.
The life insurance denial attorneys at Bryant Legal Group PC have years of experience helping beneficiaries collect the benefits they are legally entitled. We know just how challenging it can be when an insurance company fails to provide the payments that are owed under the terms of policy contract. Our Chicago lawyers represent clients facing all types of life insurance claim denials, including denials based on :
- Cause of death exclusions;
- Definition of a spouse under the terms of the contract;
- Misrepresentation made in the insurance application;
- Nonpayment of premiums; and
- Failure to designate a beneficiary.
Standing up to the Insurance Companies
When a life insurance claim has been unfairly denied, Bryant Legal Group PC will mount a quick and aggressive challenge to the insurance company’s actions. Whether the policy was purchased privately or was part of an employee benefit package, there are strict deadlines that must be met when moving forward with a claim or an appeal. Our lawyers are very familiar with how the appeals process works and will take all steps necessary to ensure that our clients’ rights are properly preserved and protected. In many situations, a life insurance denial lawyer at our firm will be able to successfully resolve the matter directly with the insurance carrier through the company’s internal appeals process. If, however, the appeals process fails to yield a favorable outcome for our client, we are fully prepared to litigate the matter in court.
Discuss Your Claim With an Experienced Attorney at Our Firm
At Bryant Legal Group PC, we focus on helping our clients recover all the insurance benefits they need and deserve. When an insurance company wrongfully denies a life insurance claim, we are here to help. Our lawyers understand that an unfair denial can place you and your family in a very difficult predicament. We also appreciate that trying to deal with an insurance company on your own can be very intimidating – we are here to level the playing field and make sure that the company lives up to its end of the bargain. Call a life insurance denial attorney at our Chicago office today at 312-561-3010 or email us at email@example.com so that we can help you collect the full benefits that you are owed.